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looking for renewable hospital income insurance policy Malaysia

When it comes to going to the hospital, there is a good portion of people that believe that going to the hospital is not worth it because of either the cost of the medical fee or that the sickness is not urgent enough to warrant a visit to the hospital. Although there are times when these reasons are justified, in Malaysia, there are many benefits to going to the hospital. 

Malaysia’s Healthcare System

For starters, Malaysia’s healthcare system was ranked 49th in the world by the World Health Organization. Malaysia’s healthcare is improving with each year and has been the leading healthcare provider in Asia. 

Malaysia provides universal healthcare for all citizens and legal residents. The government then subsidizes the cost of care through public facilities. This means that Malaysian public healthcare is paid for by Malaysian citizens through general taxation. 

Private Healthcare

Private healthcare is a non-government healthcare service with more doctors due to the high salary. The benefit of these facilities is that they provide faster services which would also increase their reputation, and this can sometimes even attract foreigners. Private healthcare facilities also would have a foreign translator to ensure that patients of any background or country to be medicated properly and in comfort.

image 3 1024x683 - Benefits of Going to The Hospital in Malaysia


Renewable Hospital Income

Hospital income insurance is a payment plan that the hospital will pay you for your days while you make your recovery. If you are looking for renewable hospital income insurance policy Malaysia, you do not need to just go to a hospital counter but you could also go online to some sites and get new subscriptions to your hospital income. These benefits would really help you recover in peace while also knowing that your efforts in the hospital would not be in vain. 

Trusting Western Medicine

Most of the older generation and a small portion of the new and younger generation have this misunderstanding when it comes to western medicine. A lot of these beliefs come from the idea that western medication only has an interest in taking people’s money and does not produce effective medication while eastern traditional medication costs significantly less while also seems to have a more effective recovery result. 

The newer and more informed generation has the responsibility to put the well-being of their older family members and loved ones before their own. This would also mean advising them to go to hospitals instead of just drinking water or “walking it off”. Most of the time these could be challenging but the benefits outweigh the negatives. 

Non-Malaysian Getting Treated in Malaysia

Moving to Malaysia as an ex-pat poses few concerns in terms of receiving high-quality medical care comparable to that in their home country. The majority of doctors in Malaysia are fluent in English and many of them received their medical education at western universities. 

Expats must purchase medical insurance while living in Malaysia, though, as public healthcare is only available to locals. Private insurance may be more expensive than what locals pay, but compared to western nations, the cost of insurance and private clinic visits is still relatively low. Average costs for doctor visits at private clinics are $5, and average costs for medical specialist consultations are $30.9.